Tag Archive | "buying a home"

Kick The Tires Before You Buy!

Tags: , ,

Kick The Tires Before You Buy!


job

By Johanna Pigeon, Broker

You’ve found the one…you’ve fallen in love…But wait! You wouldn’t buy a car without a test drive would you?? So do yourself a huge favour, kick the tires and invest in a home inspection.  Go beyond the great hardwood floors, the impeccable design and really get to know your potential new home!  Include the inspection as a condition to the sale agreement if not done prior to signing so that you are well informed on the structural and mechanical integrity of the home.  Now, homes do require ongoing maintenance and most do need some minor repairs but the inspection helps bring to light any potential major repairs not necessarily be visible to the average eye!  You’ll be well armed with the information necessary as to whether you wish to go forward with the purchase and not be caught of guard with any unpleasant surprises.

The inspector does a comprehensive visual inspection of the house from top to bottom which includes the roof, visible insulation, heating/cooling systems, electrical, plumbing, windows, floors, foundation, basement and visible structure. Don’t worry you will have a full report of the findings for you to take and review.  Major and minor deficiencies or areas of concerns will be outlined along with an estimated cost and timeline as to when such repairs will likely need to be done.  They will also outline the positive aspects of the home and make any maintenance recommendations. 

Be present for the inspection as you will learn so much about the home you are about to purchase.  Think of it as your walking home guide. It’s always handy to know where to find your water shut off!!

The fee for the inspection will vary depending on where you live and will take into account the size and age of the home.  Hire a reputable, licensed inspector with some building related background.  Ask for referrals and ask questions on the specifics of their work.  Do they carry insurance and what do they guarantee?  For more information contact your local home inspector association.

Posted in Features, MoneyComments (0)

Moving Time

Tags: , ,

Moving Time


newhome

By Johanna Pigeon

Let’s face it…moving is just not fun! If you plan it right you can make it that much less stressful.

The very first thing on your list is to hire movers.  Just trust me on this one! The cost of hiring the pros is really not much more that renting a van and doing it yourself.  The time you save alone is priceless and you keep peace with your friends.  Make sure they are insured, get a couple of quotes and inquire about additional costs (like if travel time is included?).  Be accurate when discussing the amount of stuff to be moved or better yet, have them come by to see for themselves and get a more accurate figure.

Second, do a thorough edit of what you will actually use in your new place and donate the rest.  This accomplishes two things…you’ll have less to move and gives someone else the pleasure of acquiring your gently used goods.

Contact your health insurance, bank and newspaper/magazine subscriptions

Register your change of address with the postal office

Arrange for the change over of utilities and services….gas company, hydro, cable, phone, etc

Co-ordinate the elevator(s) if necessary.  Call well ahead to get the date you want… Sundays are often out of the question.  Keep in mind a deposit may be required.

Do your last bit of laundry the day before.

Pack and move any valuables yourself.  Mark them as “do not load – for car”

Gather all the keys for the new owners.  Don’t forget the garage and shed keys! Leave the code for the security system if you have one.

Empty the freezer and retrieve your condiments from the fridge!

Make a list of your inventory. Check against the list when the movers unload the truck. Note any damage.

Do you have a moving tip, or a story to share? Post Here!

Posted in Features, MoneyComments (3)

Your Home Wish List: Must Haves vs. Nice To Have

Tags: , , , ,

Your Home Wish List: Must Haves vs. Nice To Have


money111

Johanna Pigeon, Broker

When buying a home there’s always the usual list of “must haves” and the “nice to have” …it’s important to differentiate between the two before you go out and view homes.

Your wish list will not only serve to keep you focused when on the hunt but also be a valuable guide for your real estate professional to find the right fit.  It also opens up discussion if you’re not the sole decision maker…you may be surprised with what your  co-buyer deems essential which may lead to some compromises. Take into account your budget, housing needs and lifestyle!

  1. Your price range will be the primary factor of which areas are available to you.
  2. Make a list of the typical housing needs; minimum bedrooms/bathrooms, parking, deck/balcony, etc…
  3. House or condo? Are you prepared and willing to maintain a home (who’s going to cut the grass!) or is the freedom of condo living more your speed?
  4. Are you an “urban, walk out the front door with access to all the conveniences” kind of person…cafes, restaurants, galleries, shops.
  5. Are you willing to commute to get that larger home with the great big backyard? Test drive rush hour traffic beforehand …could you handle it daily?
  6. Are schools and day care a factor?
  7. Need to be close to transit? Check the schedule and try out the bus route.
  8. Try on a neighbourhood…hang out for the afternoon and get a good feel for it. Return at night with a friend; would you be comfortable coming home late from work?
  9. And how much work are you willing to put into it?  Cosmetic work only, ready for that handyman special or looking for move-in condition?

Posted in Features, MoneyComments (1)

“Peace comes from within.          Do not seek it without.”

Sign up to Stay Savvy

Upcoming Events:

Presenting With Presence

Letting Your Personality Shine Through…Not Your Nerves

our latest contest news:

Win a Copy of The Red Queen

Tell us how you plan to achieve one of your life goals

Question of the Month

Would you quit your job tomorrow if you won a million dollars?

View Results

Loading ... Loading ...
  • Popular
  • Latest
  • Comments
  • Tags